12 Best car
insurance price comparison site
1 - Compare.com
Compare.com
is another online automobile insurance comparison tool that generates real-time
quotes from multiple insurance providers. additionally to automobile insurance
, Compare provides quotes for home, health, and little business insurance. It
also offers tools to assist you select car loans and mobile plans. Compare is
rated 4.6 out of 5 on eKomi, supported 970+ user reviews.
How it
works: Compare’s shopping process asked me to enter an equivalent general
information that other auto comparison websites did. Entering the knowledge was
fairly straightforward. Most of the fields were drop-down menus or pre-filled
supported information I had submitted on previous pages. The questions were
detailed, including some about my current policy coverage limits that required
retrieving my insurance documents to answer. I did like that Compare asked if i
used to be willing to simply accept paperless documents and/or e-signing.
Car
Insurance Comparison Sites with Estimated Quotes
Unlike
Insurify and Compare, some comparison sites only provide estimated quotes,
supported aggregate information from your local division of insurance. Auto
insurance rates from these websites are supported what other drivers in your
postcode with similar histories are paying for insurance, instead of real-time
quotes from insurance companies.
The
following sites fall under the estimated quotes category.
2 - Gabi
Gabi is an
insurance services company and licensed insurance agency that claims to save
lots of customers up to hundreds on their insurance premiums by comparing
insurance quotes against your current policy. Users can link their current
insurance to their Gabi.com account or send Gabi a PDF of their current policy
. Through its technology and real-life advisors, Gabi says it can find you the
“right policy” and permit you to match up to twenty quotes. Gabi features a 4.0
/ 5 rating on Yelp, supported 70 reviews.
How it
works: Like other comparison site flows, Gabi asks for a few necessary
information, like your name, address, and former insurance firm . Early on,
however, I had to make an account linked to my email address and mobile number,
adding some extra steps to the method . Since Gabi focuses on comparing
insurance rates against your current plan, it isn’t ideal for the first-time
insurance shopper. However, if you aren’t currently insured, you've got the
choice to point “I Don’t Have Insurance” early within the flow, and you ought
to still be ready to find quotes. this is often what I selected to ascertain if
the experience would differ from someone who’s not currently insured.
Though i
used to be ready to customize my automobile insurance coverage options and
obtain a couple of quotes, I got the sense that Gabi’s biggest strength is its
ability to match quotes against one’s current policy. Otherwise, Gabi’s flow
was almost like other estimated quote comparison sites, with the additional
steps of account setup that seemed unnecessary.
3 - Nerdwallet
Nerdwallet.com
may be a popular personal finance website that gives free comparison tools for
car, health, and life assurance quotes. the location also has reviews of
various insurance providers and various tips for selecting the simplest policy.
Nerdwallet is rated 4.5 out of 5 from 2,413 user reviews on ShopperApproved.
How it
works: to urge quotes, you’re required to check in for a free Nerdwallet
account. This includes signing a disclaimer giving Nerdwallet permission to tug
reports from the credit reporting agencies and share your credit score and
other information with its partner companies.
During the
quoting process, Nerdwallet asked questions on my vehicle, driving, and
insurance history. One question that stood out was the one asking what
proportion I currently purchased auto insurance. I couldn’t see how that helped
Nerdwallet come up with rates (although it undoubtedly helped the corporate
with its future marketing efforts).
Nowhere
within the process did Nerdwallet allow me to customize coverage options—I
could only choose one among four pre-assembled packages. the choice process
also made no mention of discounts—either the way to qualify for them, or which
companies offered them.
4 - The Zebra
The Zebra
is another free auto insurance comparison website. The site’s name refers to
its founders’ goal of presenting “insurance in black and white.” TheZebra.com
features a few articles about choosing automobile insurance ,a automobile
insurance calculator, and a few necessary information about other sorts of
insurance additionally to its quoting tool. The Zebra is rated 4.7 out of 5 and
has 1,475 user reviews on ShopperApproved.
How it
works: The quoting process was almost like that of other comparison websites,
although it offered me the choice of connecting my Google or Facebook account
to hurry up the method . After I entered the requested information, The Zebra
announced that it had matched me up with nine possible discounts. However, it
warned that not every insurance firm offered all of those discounts.
The Zebra
didn’t allow me to customize coverage preferences, forcing me to settle on one
among four pre-assembled packages. It also didn’t list which companies allowed
which discounts, making their earlier list of pre-qualified discounts less
useful. On the proper side of the page, the location provided an “Insurability
Score” listing the factors that insurance companies use to line rates and
grading the knowledge I’d provided during the quoting process, which could help
drivers looking to enhance their rates within the future.
5 - Lead Generation Sites
Unlike
quote comparison sites, lead generation sites are paid when they send
customers’ personal information to external agencies.
These sites
often attract your interest with competitive rates, but then transfer you to a
different site to continue shopping and complete your transaction, usually for
a far less attractive price. This is because lead generation sites are paid to
sell your information to an agency or insurance company, not to present you
with the rates on car insurance.
flow chart
of how lead generation sites sell your information in exchange for fake quotes
You can
sometimes get auto insurance quotes on lead generation sites, but expect them
to be far less reliable than quotes from comparison sites. Using lead
generation sites most likely means that you’ll end up wandering from one auto
insurance website to another in pursuit of the best rate, which defeats the
purpose of using a quote-generating site at all.
6 - DMV.org
DMV.org is
a privately owned site that helps drivers interact with their local Department
of Motor Vehicles. This site is not an official government agency but acts as a
middleman between you and your local DMV. For example, a visitor may renew
their vehicle registration or driver’s license on the site for an additional
fee. DMV.org is rated 4.5 out of 5, and has 23,156 user reviews on Trustpilot.
How it
works: Each state page on the site offers information on required coverage,
optional coverage, proof of insurance, vehicle registration, insurance plans,
rates, and discounts. They also have an insurance quoting engine that works
similarly to those on other lead generation sites.
7 - InsuranceQuotes
InsuranceQuotes
is a free, online comparison tool that offers quoting processes for auto, life,
health, homeowners, and other types of insurance. The site also has articles on
insurance-related subjects and provides information on auto insurance by state,
including average rates. InsuranceQuotes is rated 1 out of 10 and has 14 user
reviews on Resellerratings.
How it
works: The quoting process asked me for the usual information; however,
clicking the “get quotes” button required me to consent to a somewhat unnerving
declaration that I would be called by up to eight insurance or partner
companies, potentially including robocalls.
8 - NetQuote
NetQuote is a free, online insurance comparison tool that provides leads to insurance agents.
In addition
to auto insurance, Netquote also offers quotes for health, home, renters,
business, and life insurance. NetQuote is rated 1.2 out of 5, and has 39 user
reviews on ConsumerAffairs.
NetQuote
even asked me to agree to the same fine-print agreement as InsuranceQuotes,
which allowed eight or more insurance companies to contact me with offers and
information.
Results: I
was delivered to a results page that also looked identical to InsuranceQuotes’,
although the agents who would be calling this time were from Nationwide,
Allstate, and Esurance.
9 -SmartFinancial
SmartFinancial’s
home page boasts that it can get you rates from top-rated insurance providers
in less than 3 minutes. The quote processing tool provides quotes for auto,
home, health, and life insurance, among others.
10 - ValuePenguin
Like
Nerdwallet, ValuePenguin is a personal finance site dedicated to helping
consumers make informed decisions about their credit cards, banking,
investments, and insurance. The site offers quoting tools, in-depth financial
product reviews, and analyses of industry trends.
Insurance
Companies that Compare Quotes
Several
insurance providers tout their quote comparison platforms as a way to increase
transparency and trust with potential customers. If we compare our rates
against those of our competitors, they claim, shouldn’t that tell you that
we’re serious about getting you savings? It’s a great advertising ploy, but the
results are mixed. The following insurance companies offer users their own
quote comparison experiences, but they too deserve a critical eye.
11 - Esurance
The
Esurance website has its own page dedicated to quote comparison. The company
discloses that it works with its sister company, Answer Financial, to deliver
side-by-side auto insurance quotes from “top insurers.” Sounds harmless enough,
right?
Turns out
my ZIP code is all Esurance truly needed because my “quote list” immediately
generated on the same page. I didn’t see any real-time quotes, but Esurance did
provide several ads from insurance companies like GEICO, Progressive, and
Liberty Mutual, all beckoning me to get a quote on their websites. All of this
was below a box that led directly to Esurance’s own flow. Overall, I didn’t get
anything more than ads…but at least it got me thinking about other providers to
visit.
12 - Progressive
While
Progressive hardly has trouble dominating the auto insurance market, it still
purports to offer a quotes comparison experience. It seems as though Flo and
her iconic price gun aren’t out to get you savings through Progressive alone.
Does the company practice what it preaches?
The website
noted how many residents in my state had bought a new Progressive auto policy
in the past 30 days. After I filled out the entire Progressive application, I
got my six-month policy quote. But what happened to comparing to other
companies? I tried with different ZIP codes, and the process remained the same.
Progressive may boast cheap car insurance rates, but if I wanted to compare
quotes manually through various websites, well, I would have done just that.
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