With all the people, paperwork and time-intensive steps involved, getting a mortgage can seem a little like running an obstacle course. But if you take the time to understand the homebuying process and come to it with a strong sense of your own finances, you can hurdle, balance and sprint your way around the course without a scratch.

Here’s how to get a mortgage, step by step (or you can jump to the step you’re currently working on):

Step 1: Get your credit in check

Step 2: Get preapproved for a mortgage

Step 3: Choose the right mortgage

Step 4: Find the right lender

Step 5: Submit your application

Step 6: Begin the underwriting process

Step 7: Prepare for the closing process

Step 8: Close on the home

How to Get a Mortgage


With all the people, paperwork and time-intensive steps involved, getting a mortgage can seem a little like running an obstacle course. But if you take the time to understand the homebuying process and come to it with a strong sense of your own finances, you can hurdle, balance and sprint your way around the course without a scratch.

Here’s how to get a mortgage, step by step (or you can jump to the step you’re currently working on):

Step 1: Get your credit in check

Step 2: Get preapproved for a mortgage

Step 3: Choose the right mortgage

Step 4: Find the right lender

Step 5: Submit your application

Step 6: Begin the underwriting process

Step 7: Prepare for the closing process

Step 8: Close on the home

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